As you walk, eat and travel, be where you are. Life can only take place in the present moment. If you lose the present moment you lose life itself.
Buddha
In The News...
The big news today was the Labor Department's monthly employment report where it was reported that employers shed 54,000 jobs lost in August, which was lower than the -120,000 expected. In addition, July was revised to -54,000 from -131,000....
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"Thanks for everything you do and just who you are. It is very refreshing to get to work with someone with the mindset you have, truly a pleasure :)." Beth Hall, Bear Valley Realty
"Tammy, If anyone needs a referral for a lender, I will gladly send them to you! What a pleasure to work with someone that is as professional as you. Thanks!" Robert G Silverman, President/Broker, Magno Realty Group Inc
"You are the sharpest tool in the drawer." Layne Sellers, Client Relationship Manager
"Thanks so much for helping us, I sincerely appreciate it - You've been a breath of fresh air, and are obviously a great loan officer, much like what I wish we would have ended up with. I will keep your information and make sure I refer anyone I can to you if they plan to buy in the area." Amy Spinelli
"Hi Tammy, Your assistance was a great help, as usual! We thank you very much!" Perry Jacobson and Kristine Kosak
"It's been a pleasure working with the best. This has been the easiest home purchase transaction by far that I've ever experienced." Joe, Nora, and Amanda Bishop
"Tammy, You Are Marvelous!" Edith Gibson, Watson-Touchstone Realty
"Thank you for all your great service!" Melinda Hopper-Benzie, Coldwell Banker Best Realty
"Thanks for your quick, professional, attention to this important matter – much appreciated!" Craig Dargatz
"Thank you for doing your usual thorough and professional job. You're always first rate and I look forward to doing more work with you. You made this an easy transaction." Al Crisalli Jr, Tehachapi Real Estate
"Thank you for going above and beyond!" Paul and Sondra Montgomery
"I like the way you work! I never had to guess what was going on. Looking forward to sending my clients to you." Sherri Trone, Coldwell Banker Preferred Realtors
"Enjoyed doing business with you and hope to do it again - You really know your stuff." Darrell Roberts, VA Appraiser
"Thank you so very much for all the time you spent with us. We appreciate all the advice and direction you gave us at such a trying time. Best Wishes," George and Bebe McClelland
"Tammy is our best lender - She's always been our best lender!" Linda Costello-Clough, Broker/Owner of Town and Country Real Estate
"Just to thank you for your excellent service. We truly appreciate your attention to detail, efficiency, and professionalism. Thank you!" Karen & Thurston Conger
"Thanks for your hard work. This was the easiest sale and escrow I've ever been through." Seller, C A Young, Esq
"Thank you for the attention you gave to the analysis of our mortgage plan. The point of data from the national Bureau of Economic Research as well as the chart showing the Prime Rate for the past ten years was informative and helpful in making our decision. I appreciate the education that you always provide with your expertise." Sincerely, Mr. and Mrs. E. Halpin
"Just wanted you to know how much we appreciate everything you've done. It really meant a lot. Thank you so much for all your help! We know everything is done right with you handing it!" Vi and Arnold Haile
"A quick note to thank you again for your assistance in purchasing our home. We found the experience informative and professional, and look forward to working with you again!" Debbie and Bill
"Thank you for all your work! You are the best person to do business with and the most professional person we know." Tammy and Duane Gore
"I wanted to tell you how much I appreciate your help. You really know your numbers. I feel very confident having you guide us. I enjoyed your sense of humor the other day, it was a breath of fresh air. Everyone seems to be so serious these days with the economy we are facing." Kelly Arbaut
"Thanks so much for your help. You did an outstanding job, as always." Kay and Tom Bowers
"Both of us would like to thank you for the outstanding service and execution of our loan and closing - very professional." Art and Peggy Luciani
"Thanks so much for the research you did regarding the sale of our home, reverse mortgage, and refinancing. You made our decision-making much easier." Richard and Mitzi Chandler
"Thank you for your kindess, professionalism, and patience. This was our third time financing our home and there is no comparison - You were wonderful to deal with! We will always keep you in mind for referrals or any other future opportunities to refinance. All the best to you!" Jennifer and Matt Sheridan
"Just wanted to let you know I enjoyed working with you ... It is a real pleasure to do business with someone that is so knowledgeable and professional. I know it was a short time frame, yet you made it happen! Regards." Kathryn and Steve Farris
"Your presentation at our special "Honoring Our Seniors" event was excellent! Thank you! Having advisors with your level of proficiency in our own community is certainly reassuring. You have a gift for being able to sort through the surplus of information available relating to finances and presenting that small increment that is actually useful in any given circumstance. I believe your time with us was of immeasurable value. You are appreciated." Dr. Marvin Slifer
"Thank you for a marvelous job. We really appreciate all of your hard work, time, knowledge, and expertise. You're one of a kind!" Michael and Agatha Benoit
"My husband and I want to thank you for all your help! You made everything so easy and we appreciate it. It was absolutely hassle-free for us." Jerrise and Dennis Perreault
"You have to be one of the hardest working people I know! It was an amazing feat pulling off the refinance of our home. You need to know how much my husband and I appreciate your dedication and hard work. Thank you so much for such a problem-free transaction." Beth and Jerry Barnes
"I closed my first escrow as a Realtor today thanks to you! I truly apprecuate how beautifully you do your job." Tim Garrison
"Thank you for working so hard to allow me a much brighter financial future. I do appreciate what you've done for me." Cindy Buchwitz
"Thanks for all your help during my home-buying experience. Your professionalism and expertise helped keep my anxiety in check. And now I own my sweet, little home." Susan Bilow
"Thank you, Tammy, for a job well done! Things went just as you said they would, and you kept me well informed. Who? - Who, I ask, could have asked for more." Steve
"Your patience, friendliess, and timeliness have made our first home buying experience an actually pleasant one. Our sincere thanks." Ramon and Doris Gorospe
"As we settle into our new home, we want to thank you for making our transition from selling a house to buying one so smooth. Your professional manner always made us feel confident that everything was going to fall into place, and it did. Thanks for making that happen." Valerie and Randy Schultz
"Just a note to say thanks and tell you how much we appreciated all you did to make our move to Tehachapi so easy. We will be forever grateful." Vi and Arnold Haile
"Thank you for all your wonderful phone calls and perfect explanations. We could not have asked for a better person to work with." The Bantilan Family
"A very big thank you for the great job you did on our loan. It was a pleasure to be on the receiving end of the efficient service I had assumed that my clients were enjoying." Kitty and Rod Bower
"Just wanted to say thank you for the wonderful service that we experienced with you. Everything was so smooth and stress free!" Kevin and Lori Phillips
"There once was a lender named Tammy ... Whose expertise was way beyond dandy! She closed loans right and left - at always her best!" Marcie Knittel
"You have my appreciation for all the assistance you provided while I was muddling through financial options. I love Bear Valley Springs. It's so good to be here!" Judy
"Just to let you know, the money appeared in our account as you advertised. My bills are now all paid off, and looking at my budget, I can afford to pay off my mortgage early and still have money leftover every month to pay for my kids' college education. Thanks!" Eric Hansen
"Thanks so much for all of your help with my reverse mortgage. I made a good choice in choosing your office." Ruth Peck
"Thank you for taking such good care of us. You have honestly been the only person who seems to truly care about us. We understand how busy you are and appreciate the extra steps you have taken for us." Mike and Michele Minton
"Thank you for ensuring we got a loan so quickly! It was an emergency situation and you came through for us. Plus, I was not feeling my best and your calm, kind voice was reassuring. Thank you." Megan McCluer and Mike Heffner
"Thanks for all of your hard work and professionalism. We have a great new home thanks, in large part, to your efforts. We will recommend you to friends and neighbors!" Jon and Tina Denning
"Just wanted to say thanks for everything. You made the whole process so easy for us for the 2nd time. You are #1 in our book!" Larry and Symantha Christy
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